Rapid ReCheck – fast credit score updating

Rescoring is an expedited dispute reinvestigation service provided to mortgage reporting companies replacing previous 30 day wait period.

* Note: New requirement as of 7/1/06. To process your request we must have a signed borrowers authorization either from a 1003 or the attached authorization form along with rescore order form. We will then fax a pricing agreement letter to be signed and returned before processing.

Acceptable documentation in order to rescore tradelines or public records must be one of the following:

* Signed letter from credit grantor authorizing correction to its own tradeline with account number referenced

* Universal Data Form signed by the creditor requesting a change to its own tradeline

* Certified court documents (release of lien, bankruptcy papers, satisfaction of judgements, etc.

All requests are processed within 3- 5 business days. Requests received after 3:00 p.m. will not be submitted until the next business day.

All documentation will be authenticated by the individual bureau. If any issues arise regarding the documentation that has been submitted we will contact the client immediately.

The borrower’s credit file will immediately reflect the correction processed once we are notified of the change.  The borrower’s file must be repulled within 30 days of notification since this correction may be only temporary  and the same information may reappear. The borrower must  follow up with the creditor to insure they are reporting the updated information to the bureaus.

* Please note that  there are no guarantees that the borrower’s score will increase.

Contact us for more information on Rapid Re-Score.