CIS CreditXPert Solutions

Credit AnalyzerCapture more business with a full suite of scoring tools!
  • Turn declines into approves!
  • Offer better terms, winning competitive show-downs!
  • Build relationships resulting in repeat business & increasing referrals.

Immediately uncover the best, most accurate score for every applicant! You'll receive easy-to-follow, customized action plans for your applicant, with the flexibility to adjust the plan to maximize results. CIS offers several scoring tools, including:

Credit Assure™:  

identifies score potential points, by bureau, with every credit file!


 All New! CIS has launched Wayfinder as a replacement to Credit Analyzer.
Wayfinder makes you a credit expert by instantly evaluating hundreds of options to give your borrower the most impactful, cost-effective, step-by-step plan to a better score! Powerful new features include:
  • trying multiple options
  • viewing likelihood of the plan's success
  • ability to easily share the plan with the borrower

View a video on Wayfinder

What-If Simulator™:  

 predicts the score impact from numerous scenarios, allowing you to manipulate any account, payment status, balance, utilization level, debt consolidation, new account type and adjust time-frames to those best-suited for your applicant! Recent enhancements give clients even more powerful score-simulation capabilities:

  • View the date a creditor last reported each tradeline & collection account. Use this information to decide which action plan to follow and when to re-pull credit, saving time & money!
  • Forecast the score impact of adding an authorized user credit card account.
  • View & continue working from a previous simulation, including the score forecast and associated account changes! Use this feature to compare score simulation results between bureaus and continue working on previously-run scenarios.

View a tutorial on What-If Simulator


 simplifies Trended Data with a summary of revolving balance movement, payment patterns for revolving & installment accounts and a mid-score forecast.

Consistent use and follow-thru with scoring tools increases loan pipelines and closings, on average, 20-30% monthly! CIS delivers scoring tools on every file, or as needed.

Contact CIS for more information on CreditXPertTM scoring tools & customized action plans.

     Use CIS PreQual to fuel your pipeline!

CIS PreQual is a soft-pull credit report
. Use the PreQual with a score-improvement plan to build relationships with borrowers that don't immediately qualify, leading to future closings!

Contact CIS
 for more information