CIS CreditXPert Solutions

Credit AnalyzerCapture more business with a full suite of scoring tools!
  • Turn declines into approves!
  • Offer better terms, winning competitive show-downs!
  • Build relationships resulting in repeat business & increasing referrals.
Immediately uncover the best, most accurate score for every applicant! You'll receive easy-to-follow, customized action plans for your applicant, with the flexibility to adjust the plan to maximize results. CIS offers several scoring tools, including:

Credit Assure™:  

identifies score potential points, by bureau, with every credit file!

Credit Analyzer™:  

 reveals the most impactful, cost-effective actions to achieve score improvement, with the ability to use the applicant's cash funds to achieve even higher score results!

What-If Simulator™:  

 predicts the score impact from numerous scenarios, allowing you to manipulate any account, payment status, balance, utilization level, debt consolidation, new account type and adjust time-frames to those best-suited for your applicant!


 simplifies Trended Data with a summary of revolving balance movement, payment patterns for revolving & installment accounts and a mid-score forecast.

Consistent use and follow-thru with scoring tools increases loan pipelines and closings, on average, 20-30% monthly! CIS delivers scoring tools on every file, or as needed. There are several convenient methods to access scoring tools:

Click the customize forecast link on TrendScape:

Click the score improvement points from the main credit file screen in the CIS ordering platform:

Choose the Credit Analyzer or What-If Simulator link from the Add-on Product menu on the credit file screen:

View tutorials on Credit Analyzer or What-If Simulator.

Contact CIS for more information on CreditXPertTM scoring tools & customized action plans.

CIS releases RiskView Liens & Judgments to address the public record suppression. The report will be available to CIS clients in July. Contact CIS for details.

PreClose monitoring increases closings! Undisclosed Debt Notifications sends daily alerts on changes in borrowers' credit.

Reissue VOD/Asset Verification & VOE from CIS into DU for Day 1 Certainty!

Contact CIS for more information