RiskViewTM Liens & Judgments Report

RiskViewTM Liens & Judgments Report from LexisNexis® contains the public records Experian, Equifax and TransUnion removed from consumer credit reports, beginning in July 2017.  The credit bureaus removed nearly all (98%) civil judgments and the majority (50%+) of tax liens from consumer credit in accordance with Personal Identifying Information and revalidation standards being implemented from the National Consumer Assistance Plan.

The RiskViewTM report is FCRA-compliant and provides an accurate, efficient resolution to the public record gap, delivering the same information that clients have relied on for decades
to measure risk and determine ability-to-repay. Studies have proven that consumers with a lien or judgment record are twice as likely to default as consumers with no public record filings against them.

LexisNexis® is the industry leader in public record information utilizing superior linking technology that yielded a near perfect (99.75%) matching accuracy rate for liens & judgments in rigorous testing.  CIS clients can use the RiskViewTM report as an automatic addendum with every credit report or request the report individually on specific applicants. 
RiskView FAQ
View RiskView Liens & Judgments Report

Contact CIS to learn more about RiskView Liens & Judgments Report.

CIS completes integration of their 4506T Tax Transcript Service to Day 1 Certainty from Fannie Mae through Desktop Underwriter.

Validating your applicant is who they claim to be has never been more important!
InstantID: reveals compromised identities.
SSA89: uncovers SSN fraud.
Application Data Validation: authenticates all person & property loan credentials.

RiskView Liens & Judgments contains the public records the bureaus removed from consumer credit reports.

Contact CIS for more information
800.275.7722   info@cisinfo.net